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Attention Investors!

You've got a meat guy, a car guy...now you've got a money guy. I’m your one-stop shop for funding. Whether it’s your next investment property, your first flip, a land loan, or that last-minute refi the banks can’t touch — I get it done when others can’t.

✅ Fast approvals — 24 to 72 hours.

✅ Fix & flip, DSCR, cash-out, stated income — all in one place.

✅ If I can’t find a way to fund your deal, I’ll Zelle you $100 for wasting your time.

Fund Your Next Real Estate Deal—Fast

Found the perfect deal but the bank won't help?  L.A. Mortgage Dude can! Whether your tax returns don't reflect your real income or whether your credit score is less than perfect, I have options that can help.

Fix & Flip

Get access to 100% financing options for repairs, remodels, and redesigns, ensuring you can maintain your properties and enhance their value without upfront costs.

Apartment for Rent
Rentals

Perfect for your next rental property. Qualify based on rental income and ensure you cash flow from day one. From 1-4 residential properties to 5+ units, hotels, motels, and commercial.

New Construction

Whether you're building an ADU, a single family home, a multifamily, or a large commercial center, I'll fund up to 100% of cost to build.  Count land & prior expenses towards closing. Rural OK.

Close in 48 Hours

STOP LOSING DEALS! Seize opportunities quickly with our streamlined process that allows you to close in as little as 48 hours.  Get you pre-approval letter in as little as 90 minutes!

  • Low-Doc Friendly: Just basic ID, proof of income, and deal info — no tax returns needed
     

  • Relationship Lender: I'm aiming to be your one stop shop for all your financing needs. Get access to preferred pricing, fewer documentation hurdles, and fund a variety of deal types
     

  • Land Loans OK: Whether you're buying rural or urban, I can get you the cash to purchase and refinance
     

  • Instant Pre-approval: Get your pre-approval letter in as little as 90 minutes when you finish submitting docs
     

  • Cash Out up to 90% LTV: Pull max cash out when you need it most. Primary Residences Only
     

  • Zero Cash to Close: If you've already put money into the project, bought land, have property to cross-collateralize, or are using outside funds, you don't have to bring your own cash to closing

How I Work

Qualifications

  • Loan Amounts: $200,000 - $500,000,000
     

  • Minimum FICO: 660
     

  • Minimum Liquidity: 4 months reserves
     

  • Minimum Experience: No experience required
     

  • Repair/Construction Costs: Up to 100% financing
     

  • Maximum LTC: 90% of purchase price
     

  • Maximum ARLTV: 75% of ARV

BRING YOUR 'A' GAME WITH L.A. MORTGAGE DUDE

Sam B.

March 2025

★★★★★

​

Rajesh Bhavnani was one of the best mortgage brokers I've work with. He was honest, which is hard to find these days! They helped me close on time when my first lender backed out, got me a lower interest rate and one of the lowest closing cost I've ever paid! Process felt easy, I wonder why other companies and banks make it so over compliated!

If I can’t find a way to fund your deal, I’ll Zelle you $100 for wasting your time.

LA Mortgage Dude © 2025 Rajesh Bhavnani.  NMLS #2513002.

Licensed in California, Colorado, Florida, Georgia, New Jersey, Texas, and Virginia.

NMLS Consumer Access Site.

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