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*Loan Estimate or Good Faith Estimate must be dated within previous 7 days using same income documentation type. Subject property must be located in California. Better terms defined as having a lower APR, a higher CLTV, or both. Competing offer must be provided by institutional lender that borrower has no depository relationship with nor as a condition of loan terms. Any timeline guarantees are subject to start upon delivery of all requested documents. Credit score and other factors can affect terms. LA Mortgage Dude © 2025 Rajesh Bhavnani. NMLS #2513002. Licensed in Arizona, California, Colorado, Florida, Georgia, New Jersey, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Washington, and Virginia. NMLS Consumer Access Site.

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